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What is meant by "instant policy" for international medical travel insurance?

Published by Chris Harvey May 22nd, 2008

Many International Medical travel insurance plans guarantee issue if eligibility requirements are met. These plans are instant policy in that you receive immediate confirmation with no medical exams and/or underwriting required. They generally always exclude pre-existing medical conditions.

Related articles:

  • What is "International Medical" travel insurance?
  • Most international medical plans exclude pre-existing conditions. Why?
  • What is meant by "home country" coverage on my travel medical policy?
  • I am traveling soon and only need insurance for medical and medical evacuation. Would it be best to purchase international medical rather than traditional travel insurance?
  • What is international medical insurance and why would I need it?


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