The U.S. Department of State issued an updated travel warning for Libya recently due to ongoing instability and violence in the region. Travel insurance coverage may be important for U.S. citizens traveling to Libya despite the warning.
Non-medical evacuation is one benefit covered in many policies that can help travelers if political or civil unrest cause threats to travelers’ safety.
After the attack in Benghazi, all non-emergency U.S. personnel were ordered to leave Libya. Although they are no longer on ordered departure status, the security situation in Libya remains unpredictable. Travelers should have their own emergency plans in place before and during travel to the region.
Travelers also have the option to cancel travel plans to Libya if they purchase cancel for any reason coverage. With cancel for any reason coverage, travelers are not required to provide a reason for cancellation to the travel insurance provider. This benefit comes in handy if travelers fear political or civil unrest may disrupt travel plans. Travelers should keep in mind, however, that this benefit usually only reimburses 75% of expenses.
Many travel insurance plans also include terrorism coverage under the standard trip cancellation benefit. If travelers can provide a covered reason for cancellation, this benefit will reimburse 100% of prepaid, nonrefundable expenses.
Those traveling to Libya should make every effort to stay aware of surroundings at all times and stay up-to-date with emergency information provided by the U.S. Department of State.