If you do not need cancellation cover or if you are not flying, travel insurance is generally not needed. For travelers requiring cancellation benefits for a costly trip or those looking for peace of mind, travel insurance is worthwhile.

Related articles:

• Is there trip insurance available to cover the need to cancel a trip due to the death of a close family member – not one who is traveling on the particular trip?
• Does travel insurance cover trip cancellation due to mental conditions?
• Will travel insurance provide coverage in the event my visa is denied and I must cancel my trip?
• If I cancel my trip and my travel supplier refunds my trip cost, will my insurance premium be refunded?
• Can I cancel my trip for any reason and get all my money back?