When comparing travel insurance plans to cover pre-existing conditions, check to see if there is a look back period. A look back period means that going back on the calendar that much time from the policy effective date, if a pre-existing condition has not changed during that time, then it won’t be considered pre-existing. A change can mean improvement or worsening of a condition, any change in diagnosis, treatment, or medication for that condition. The look back period can be 60 days up to 3 years. Always refer to the certificate of insurance for details.
Related articles:
- What is a Look Back Period for Pre-Existing Conditions?
- My medical problem is older than the look back period for my travel insurance. Is it still considered pre-existing?
- If a medical condition is older than the look back period in a travel insurance policy, will it be considered as pre-existing?
- What is a Pre-Existing Condition?
- I am currently taking prescription medication. Will this be considered a pre-existing condition?
