While your existing health insurance may cover some medical expenses you incur while traveling, there are many cases when it will not. Many U.S. health care plans including Medicare do not provide coverage when you travel outside the country. Travel insurance policies usually provide coverage for emergency medical and medical evacuation while traveling. Some policies provide primary coverage eliminating the need to file claims with more than one company. Travel insurance policies generally have small or no deductibles.
Related articles:
- I currently do not have any health insurance and am traveling for the holidays. Can I purchase travel medical insurance?
- The emergency medical benefit for CSA is "secondary" coverage. Will it cover the deductible for an existing policy?
- What is meant by "home country" coverage on my travel medical policy?
- Do I have to have primary health insurance to be covered for medical with travel insurance?
- How do I decide on primary verses secondary coverage for travel insurance?
